CAPS/ACSP is now offering health/dental insurance plans for our members through Manulife’s Association Plans with Specialized Benefits Inc. acting as our insurance advisor/broker.

CAPS/ACSP Members have access to over 20 different Health/Dental Insurance Plans through Manulife, starting at $55/month and offering coverage related to:

  • prescription drugs;
  • eye exams;
  • dental visits;
  • massage;
  • chiropractic;
  • emergency transport (ambulance);
  • family coverage; and
  • travel insurance.

To learn more about the plans available to CAPS/ACSP members, please contact Specialized Benefits Inc. to speak to an advisor who will help select the optimal plan for you (and your family) and provide a quotes for any plans you are interested in.

Specialized Benefits Inc. 
Phone: 780.416.2057  or  1.866.444.2057 (toll free)

Once you have decided to take advantage of the insurance plans offered to CAPS/ACSP members, simply contact to confirm your eligibility (see below) and request access to the insurance plans available to members.


At present, Specialized Benefits Inc. is only licensed to broker insurance for people residing in the following provinces:

  • Alberta
  • Manitoba
  • New Brunswick
  • Nova Scotia
  • Ontario
  • Quebec 
  • Saskatchewan

Specialized has already submitted the applications to attain insurance licenses in all other Canadian provinces and they anticipate those licenses being approved before the end of September.

CAPS/ACSP will notify members as additional provinces are added to this list. In the meantime, postdocs in other provinces will need to wait to be eligible for insurance plans offered to our contributing members.


To be eligible for enrollment in any Insurance Plans offered to CAPS/ACSP Members, you must:

  1. Be a registered Active or Alumni Member of CAPS/ACSP (click here to find the appropriate registration form).
  2. Remain on the National Postdoc Registry email list.
  3.  Be a Contributing Member or belong to a Contributing Affiliate Organization (institution, Postdoc Association, or Postdoc Union). Click here for more information.

To confirm your eligibility and/or request access to the insurance plans available to CAPS/ACSP members email


The CAPS/ACSP Executive is working on negotiating additional insurance plans for members. In the coming months we anticipate offering the following insurance plans to members as well:

  • Discount home/auto insurance
  • Disability/critical illness insurance
  • Life insurance

Low-income Waiver

Active and Alumni Members (i.e., current and former Canadian postdocs) who do not belong to a Contributing Affiliate Organization and who truly cannot afford to pay the one-time $50 Contributing Members fee can request that CAPS/ACSP waive the Contributing Member requirement for eligibility for any of the insurance plans offered to CAPS/ACSP Members.

Please send requests for a low-income waiver to including a brief explanation of your financial situation along with any evidence you are comfortable submitting. All information related to waivers and waiver requests will be treated as strictly private and confidential and there are no specific requirements with respect to evidence. The CAPS/ACSP Executive Council will approve up to 10 waiver requests at each monthly Executive meeting based on anonymized information provided by the Chair.

These waivers are for those who are truly in need, so please do not apply for a waiver unless you meet the requirements and your financial situation is grim. Each waiver we approve for someone who can afford to pay is a waiver that is not going to a person who truly needs it.